Socially Remote, Yet So Cost effective: 9 Private Islands Priced Listed Below $400K.

private islands priced under $400,000

You don’t have to be a millionaire to isolate yourself on your own private island. In fact, you can separate yourself from the mainland for a lot less than you might expect.

We sifted through nationwide listings in search of private islands on the market for less than $400,000. We turned up nine islands from across the country—on freshwater and saltwater.

Come sail away to a bungalow on a 3-acre island in the middle of a freshwater lake in Florida, retreats in both Maine and Minnesota, and a romantic getaway for two in New York.

For those harboring dreams of getting away from it all without breaking the bank, simply scroll on down.

4520 Deerwood Trl, Melbourne, FL

Price: $399,900
Space Coast bungalow: Built in 1979, this bungalow sits on a private island along Florida’s Space Coast. The 3-acre island is in the middle of Lake Washington, which is said to teem with wildlife. The funky three-bedroom bungalow looks like the perfect landing spot for a creative mind. A deck out back provides a prime spot to survey the lake. The custom-built home features cypress and cedar wood on the exterior. A tin roof was installed in 2016.

Melbourne, FL freshwater private island


Bachelor Is, Harkers Island, NC

Price: $399,900
Bachelor Island cabins: Pristine and private, this 4-acre island is close to Cape Lookout off the coast of North Carolina. It has it all for an aspiring sportsman (or woman): sandy beaches, salt marshes, and hunting, fishing, and boating opportunities. The island has three cabins set amid mature oak trees. It’ll be up to buyers to decide whether they’d like to upgrade the living quarters or keep them in their current rustic state.

Harkers Island NC overhead
Harkers Island,


10 Eugley Is, Friendship, ME

Price: $385,000
Sweet Maine cottage: Tiny and perfectly appointed, this two-bedroom cottage in Muscongus Bay was built in 1978. Measuring just 450 square feet, it sits on a small and rocky island accessible by boat. The island home is fully furnished and includes a wood stove, solar power, and composting toilet. But it’s privacy, sunsets, fish, and birds that make this island retreat a one-of-a-kind escape.

Friendship ME private island


1 Cobble Is, Webster, MA

Price: $359,000
Cobble Island bungalow: This wooded island is being sold as is for cash. The half-acre island on a lake in southern Massachusetts is ideal for boating, swimming, and fishing. The listing notes the island features a massive boulder, believed to be the very best fishing spot in the area. The island comes with a three-bedroom bungalow from the 1920s.

cobble island exterior


526 Lake Rd, Pine Plains, NY

Price: $299,000
Twin Island Lake house: Billed as a romantic retreat, this 3-acre island includes a one-bedroom house surrounded by tall oak trees. There’s also a separate 400-square-foot studio on the lakeshore. The sale includes kayaks and an electric pontoon for shuttling back and forth to the mainland. In the winter, after the lake freezes over, you can skate to the island.

Twin Island Lake exterior view
Pine Plains,


Eagles Nest Lake, Ely, MN

Price: $275,000
Eagles Nest log cabin: This island spans nearly 2.5 acres, surrounded by crystal-clear water and dotted with mature pine trees. The two-bedroom log cabin was built in 2001 and features Douglas fir flooring, a screened porch, and a large deck. The sale price includes most of the home’s furnishings.

Ely MN private island cabin exterior


Island Trl, Greenville, ME

Price: $275,000
Lower Wilson Pond cabins: This 1.5-acre island is nestled in the North Woods of the Moosehead Lake region. The property comprises two separate islands, and the larger island has a one-room cabin built in 1969. The cabin features a screened porch and solar power. Highlights include blueberry bushes, swimming holes, and utter quietude.

Lower Wilson Pond island exterior


Private Island, Tower, MN 

Price: $398,500
Lake Vermilion cabins: One of the larger islands on our list, this property on Lake Vermilion spans more than 5 acres. It includes a vintage boathouse, a guest cabin, and a two-bedroom main cabin. The parklike grounds are filled with white pines and rock outcroppings.

Tower, MN private island overhead


38427 S. Nobles Rd, Drummond Island, MI 

Price: $239,000
Clark Island home: Accessible by bridge or boat, this island is located near the Canadian border on Lake Huron. The two-bedroom home is an ideal spot to watch the freight ships pass by. For boaters, there’s also a sturdy dock with room for a variety of watercraft.

Drummond Island from water
Drummond Island,

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